September
2011

Chairman's Corner –
Tom Beard
Thoughts On The Debt Crisis
It certainly is hard to gauge the effect of the U.S. credit downgrade by the Standard & Poors rating service.  It seems to be as much a scolding as an analysis.
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Team News
TEAM GHD Road Rally:
In past years we’ve had picnics, gone to Tiger’s games, and long ago went on road rallies. This year we decided to revive our road rally tradition...
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Out & About
 “Succession Planning … Should I Listen to the Back Seat Driver,” DAC Community Outreach, BKR International Committee Participation.
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Wealth Management:
Recent Market Volatility
We see the current selloff as emotional reaction to the S&P downgrade, continued angst regarding European sovereign debt, and a perceived worsening of the economic soft patch in the U.S.  Markets
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IT News
Find out your IP Address and Why Cheap Routers/Firewalls Just Don’t Do The Trick
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Tax News: Register to Make Tax Payments Electronically
Both the IRS and Michigan treasury have electronic tax payments systems. Making electronic tax payments is easy and efficient, and can result in better record keeping.
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Tax Tips for Your
Vacation Home
Planning to rent out your vacation getaway? When it comes to taking advantage of the tax benefits, timing is an important factor.
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IRS Finally Issues Guidance on 2010 Estates
Though it was passed months ago, the procedures for following the new estate tax law have not been clear until now.
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Heeding the Rules for Deducting Charitable Contributions
Sticking to the rules when making charitable contributions can save tax dollars.
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What's New: Watch Out for E-mail and Phone Scams
The IRS is warning taxpayers not to respond to e-mails and phone calls they may receive which claim to come from the IRS or another federal agency.
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What's New: 401(k)s are Making a Comeback
Savings in 401(k) plans are increasing, a welcome bit of news after the big hit plans took in the recent economic downturn.
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Financial Mistakes You Should Avoid
We all make mistakes in managing our finances, but some mistakes are worse than others. Here are four of the biggest mistakes to avoid.
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New Business: Should You "ROBS" Your 401(k) to Start a New Business?
ROBS is an acronym for a relatively new financing arrangement known as a "rollover as business startup" being touted on the Internet and arranged by some investment firms.
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Tidbits
Live long and Prosper: Life expectency in the U.S. and Who is Paying Taxes?
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